All our lives we learn to save and lose in this unequal struggle, again and again leaving in stores a good half of the salary. But the economy of saving is different. Do you really want to spend money effectively from your budget? Then divide expenses into separate sectors and begin to struggle with excessive spending on all fronts.
Do you want to save money? Then do not spend more than you can afford. Make spending lists and plan your budget. Try to keep a record of all expenses and incomes. Separate mandatory and optional spending. Plan large purchases in advance - discard imposed loans and impulsive acquisitions. And do not delay everything "for tomorrow". The one who wants to save does not wait for the right moment. He just does not make rash things.
The food goes to most of the income of any person, regardless of the country in which he lives. Is it possible to reduce the expenditure part of the budget for food? Yes, if you allocate funds correctly and avoid extremes. On what it is possible to save:
It is also important to remember that too frequent visits to the store or shopping on an empty stomach can cause unreasonable acquisitions. And, of course, it is worth thinking about the possibility of regulating your diet. If you want to eat, eat. Make your own, comfortable for you, diet and try to stick to it in any situation.
The easiest way to save money is to buy things at peak sales, about the second month of the season. That is, summer collections will be cheaper in Nov-Dec, and winter - in Mar-Apr.
It is on this expense item that saving is most difficult. Communal payments can be differentiated by setting separate meters for water and electricity. Use the opportunity to pay for the consumption of housing services without commissions.
Unlimited communication and Internet tariffs are a profitable investment. Pay your calls once a month and get the opportunity to communicate without restrictions within the limits of available volumes of traffic and communication. Another way to save - IP-telephony. Replace the usual communication with Skype or other messengers. And make international and long distance calls with significant benefits for yourself.
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